F.A.Q.

What if I have credit problems or no credit at all?
Don't pre-judge your credit, even if you've been turned down for financing before. Everyday, we help people with special circumstances restore their credit with the purchase of a new or used car, truck, van or sports utility vehicle and we can help you!

Negative equity? Need to lower your payment?
Tom Bannen Chevrolet's finance specialists can help.

Will financing an automobile help me build my credit?
Absolutely! Car credit is an excellent way to build your credit record. Credit experts agree there is no better way to establish or re-establish credit than to finance a high line credit item, like an automobile, with a national lender. Maintaining a good relationship with that lender will help show other lenders that you are a good credit risk. As you repay your credit on time, you'll demonstrate that you've put your credit problems behind you.

What kind of interest rate should I expect?
We'll connect you with a credit specialist who will find you the best interest rate for someone with your credit score. Even if you have a bad credit score, our specialists are able to use your credit file and work with the relationship we have with local and national banks. Bad credit auto financing is our specialty. Your exact interest rate will depend on variables such as: "Your credit history; The size of your down payment; The length of the auto loan; Whether you're buying a new or used vehicle". Tom Bannen Chevrolet can help!

How secure is my personal information when I apply for a loan online?
Our online application is 100% secure. Your information is electronically encrypted and processed. It will only be used to find your perfect lender.

Can I buy either a new or a used vehicle?
Yes. Tom Bannen Chevrolet sell any type of new Chevrolet. Our selection of used vehicles is limitless. Even if we don't have the exact vehicle you are looking for, with pre-approved financing, we can probably get it for you.